Prime Minister Scheme Overdraft up to 1,0000 in (Jan – Dhan) Account.

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Prime Minister Scheme Overdraft up to 1,0000 in (Jan – Dhan) Account.

The central government has given a big relief to the account holders associated with the Pradhan Mantri Jan-Dhan scheme. In the account opened in the (Jan – Dhan) scheme, the central government has doubled the facility of overdraft of five thousand rupees to Rs 10,000.

With this, under the Jan-Dhan scheme, now, emphasis will be laid on opening an account of every adult person in place of every family. Under the Jan-Dhan scheme, now new accounts will be opened, they will get accident insurance of two lakh rupees.

Union Finance Minister Arun Jaitley has given this information.

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Jaitley said that the Pradhan Mantri (Jan Dhan) scheme being run by the government for financial inclusion will be continued from 14 August 2018. Under the (Jan – Dhan) scheme, the account holders will get an overdraft facility of Rs 10 thousand. Until now this facility was Rs 5,000.

Account-holders of (Jan-Dhan) scheme will not have to follow any condition for withdrawing two thousand rupees from the account while using the facility of overdraft. Earlier, an overdraft facility in (Jan-Dhan) account was available only to account holders between 18 and 60 years of age.

What is an Overdraft Facility?

In fact, the facility of overdraft means that if a Jan-Dhan account holder has a good record of the bank account. Then he can take money from the bank under an overdraft limit even if there is no money in his account when needed.

It is really like a short-term loan which is a facility offered by the bank due to the operation of the bank account. In the case of an overdraft facility in the Jan Dhan account, poor families do not have to take money from the moneylender on interest.

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Also Reading This Post: How to check Gas Subsidy Online All details.


 

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Aftab
Aftabhttps://technewztop.com/
My name is Gufran MG. I am the founder and content writer of this blog. Our main objective of creating this blog is to giving information related to Technology, Education, Android Tricks, Tips & Tricks, gadget, to the people.
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